Call reports 2018
CITIZENS 1ST BANK — 2018
What CITIZENS 1ST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 721,454,000 | 710,214,000 | 719,184,000 | 728,500,000 |
| Total loans | 251,706,000 | 255,667,000 | 264,424,000 | 263,473,000 |
| Allowance for loan losses | 1,818,000 | 1,723,000 | 1,739,000 | 1,741,000 |
| Securities available for sale | 440,954,000 | 427,582,000 | 409,857,000 | 424,836,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 492,188,000 | 458,534,000 | 467,786,000 | 493,758,000 |
| Interest-bearing deposits | 438,584,000 | 405,840,000 | 412,479,000 | 433,183,000 |
| Noninterest-bearing deposits | 53,604,000 | 52,694,000 | 55,307,000 | 60,575,000 |
| Equity capital | 142,022,000 | 142,793,000 | 143,753,000 | 136,496,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,211,000 | 12,449,000 | 18,786,000 | 25,157,000 |
| Interest expense | 1,259,000 | 2,801,000 | 4,597,000 | 6,502,000 |
| Net interest income | 4,952,000 | 9,648,000 | 14,189,000 | 18,655,000 |
| Noninterest income | 253,000 | 559,000 | 786,000 | 1,047,000 |
| Noninterest expense | 1,830,000 | 3,581,000 | 5,357,000 | 7,675,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,383,000 | 6,540,000 | 9,627,000 | 12,036,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,383,000 | 6,540,000 | 9,627,000 | 12,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,048,000 | 146,197,000 | 149,277,000 | 138,752,000 |
| Total capital | 144,866,000 | 147,919,000 | 151,016,000 | 140,493,000 |
| Risk-weighted assets | 277,696,000 | 273,038,000 | 267,941,000 | 273,171,000 |