Call reports 2017
CITIZENS 1ST BANK — 2017
What CITIZENS 1ST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 714,623,000 | 727,103,000 | 741,065,000 | 739,406,000 |
| Total loans | 269,623,000 | 271,743,000 | 260,423,000 | 254,944,000 |
| Allowance for loan losses | 1,789,000 | 1,793,000 | 1,789,000 | 1,817,000 |
| Securities available for sale | 420,497,000 | 436,174,000 | 444,244,000 | 447,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 472,063,000 | 456,963,000 | 480,592,000 | 502,118,000 |
| Interest-bearing deposits | 420,154,000 | 407,397,000 | 427,252,000 | 442,908,000 |
| Noninterest-bearing deposits | 51,909,000 | 49,566,000 | 53,340,000 | 59,210,000 |
| Equity capital | 147,418,000 | 154,924,000 | 159,911,000 | 144,192,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 6,128,000 | 12,399,000 | 18,672,000 | 24,988,000 |
| Interest expense | 948,000 | 1,998,000 | 3,146,000 | 4,446,000 |
| Net interest income | 5,180,000 | 10,401,000 | 15,526,000 | 20,542,000 |
| Noninterest income | 245,000 | 478,000 | 722,000 | 973,000 |
| Noninterest expense | 1,858,000 | 3,615,000 | 5,358,000 | 7,747,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,567,000 | 7,264,000 | 10,890,000 | 13,773,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,567,000 | 7,264,000 | 10,890,000 | 13,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 142,446,000 | 146,165,000 | 149,790,000 | 139,724,000 |
| Total capital | 144,235,000 | 147,958,000 | 151,579,000 | 141,541,000 |
| Risk-weighted assets | 296,898,000 | 291,845,000 | 285,569,000 | 286,421,000 |