Call reports 2016
CITIZENS 1ST BANK — 2016
What CITIZENS 1ST BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 719,112,000 | 728,674,000 | 723,558,000 | 729,898,000 |
| Total loans | 266,822,000 | 279,314,000 | 276,050,000 | 276,069,000 |
| Allowance for loan losses | 2,202,000 | 2,054,000 | 2,038,000 | 1,973,000 |
| Securities available for sale | 414,657,000 | 422,345,000 | 416,465,000 | 406,799,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,495,000 | 465,071,000 | 469,762,000 | 480,212,000 |
| Interest-bearing deposits | 414,051,000 | 407,529,000 | 413,697,000 | 423,255,000 |
| Noninterest-bearing deposits | 62,444,000 | 57,542,000 | 56,065,000 | 56,957,000 |
| Equity capital | 154,182,000 | 162,365,000 | 164,958,000 | 143,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 6,218,000 | 12,510,000 | 18,699,000 | 24,935,000 |
| Interest expense | 865,000 | 1,782,000 | 2,659,000 | 3,578,000 |
| Net interest income | 5,353,000 | 10,728,000 | 16,040,000 | 21,357,000 |
| Noninterest income | 503,000 | 793,000 | 1,157,000 | 1,504,000 |
| Noninterest expense | 1,839,000 | 3,721,000 | 5,525,000 | 7,846,000 |
| Provision for loan losses | 340,000 | 569,000 | 569,000 | 569,000 |
| Pretax income | 3,677,000 | 7,231,000 | 11,103,000 | 14,446,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,677,000 | 7,231,000 | 11,103,000 | 14,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 140,110,000 | 143,672,000 | 147,555,000 | 138,901,000 |
| Total capital | 142,312,000 | 145,726,000 | 149,592,000 | 140,874,000 |
| Risk-weighted assets | 307,268,000 | 298,483,000 | 294,628,000 | 303,734,000 |