Call reports 2014
CITIZENS 1ST BANK — 2014
What CITIZENS 1ST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 728,142,000 | 735,035,000 | 730,420,000 | 778,016,000 |
| Total loans | 236,666,000 | 245,743,000 | 248,831,000 | 248,655,000 |
| Allowance for loan losses | 2,009,000 | 1,977,000 | 1,983,000 | 1,901,000 |
| Securities available for sale | 446,460,000 | 451,308,000 | 443,861,000 | 435,375,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 457,272,000 | 462,805,000 | 454,415,000 | 475,263,000 |
| Interest-bearing deposits | 397,642,000 | 398,416,000 | 395,723,000 | 397,585,000 |
| Noninterest-bearing deposits | 59,630,000 | 64,389,000 | 58,692,000 | 77,678,000 |
| Equity capital | 139,183,000 | 147,701,000 | 152,656,000 | 143,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 6,670,000 | 13,422,000 | 20,158,000 | 26,665,000 |
| Interest expense | 1,425,000 | 2,832,000 | 4,184,000 | 5,464,000 |
| Net interest income | 5,245,000 | 10,590,000 | 15,974,000 | 21,201,000 |
| Noninterest income | 213,000 | 400,000 | 652,000 | 811,000 |
| Noninterest expense | 1,667,000 | 3,310,000 | 5,053,000 | 7,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,881,000 | 7,918,000 | 11,762,000 | 15,003,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,881,000 | 7,918,000 | 11,762,000 | 15,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,392,000 | 142,432,000 | 146,274,000 | 134,528,000 |
| Total capital | 140,401,000 | 144,409,000 | 148,257,000 | 136,429,000 |
| Risk-weighted assets | 306,707,000 | 313,357,000 | 313,193,000 | 325,296,000 |