Call reports 2013
CITIZENS 1ST BANK — 2013
What CITIZENS 1ST BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 785,676,000 | 760,860,000 | 747,375,000 | 720,103,000 |
| Total loans | 228,027,000 | 228,710,000 | 218,032,000 | 222,435,000 |
| Allowance for loan losses | 2,078,000 | 2,109,000 | 2,071,000 | 2,071,000 |
| Securities available for sale | 541,451,000 | 510,452,000 | 474,669,000 | 455,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 482,498,000 | 454,964,000 | 458,223,000 | 451,117,000 |
| Interest-bearing deposits | 435,057,000 | 407,280,000 | 406,931,000 | 392,977,000 |
| Noninterest-bearing deposits | 47,441,000 | 47,684,000 | 51,292,000 | 58,140,000 |
| Equity capital | 145,896,000 | 142,237,000 | 138,916,000 | 131,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 5,862,000 | 11,570,000 | 17,485,000 | 23,697,000 |
| Interest expense | 1,788,000 | 3,461,000 | 5,059,000 | 6,570,000 |
| Net interest income | 4,074,000 | 8,109,000 | 12,426,000 | 17,127,000 |
| Noninterest income | 251,000 | 516,000 | 714,000 | 896,000 |
| Noninterest expense | 1,650,000 | 3,250,000 | 4,850,000 | 7,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,675,000 | 5,512,000 | 8,427,000 | 11,264,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,675,000 | 5,512,000 | 8,427,000 | 11,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,937,000 | 133,762,000 | 136,676,000 | 134,509,000 |
| Total capital | 133,015,000 | 135,871,000 | 138,747,000 | 136,580,000 |
| Risk-weighted assets | 301,384,000 | 301,865,000 | 289,131,000 | 292,787,000 |