Call reports 2012
CITIZENS 1ST BANK — 2012
What CITIZENS 1ST BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 792,260,000 | 782,787,000 | 803,133,000 | 803,990,000 |
| Total loans | 211,306,000 | 217,821,000 | 225,633,000 | 224,313,000 |
| Allowance for loan losses | 2,275,000 | 2,108,000 | 2,109,000 | 2,078,000 |
| Securities available for sale | 560,774,000 | 546,123,000 | 555,833,000 | 547,982,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 478,931,000 | 482,052,000 | 473,156,000 | 496,444,000 |
| Interest-bearing deposits | 438,183,000 | 437,092,000 | 427,050,000 | 442,747,000 |
| Noninterest-bearing deposits | 40,748,000 | 44,960,000 | 46,106,000 | 53,697,000 |
| Equity capital | 143,580,000 | 140,441,000 | 144,741,000 | 145,714,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,750,000 | 14,837,000 | 21,396,000 | 27,559,000 |
| Interest expense | 2,074,000 | 4,083,000 | 6,052,000 | 7,928,000 |
| Net interest income | 5,676,000 | 10,754,000 | 15,344,000 | 19,631,000 |
| Noninterest income | -94,000 | 178,000 | 490,000 | 715,000 |
| Noninterest expense | 1,606,000 | 3,290,000 | 4,942,000 | 6,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,976,000 | 7,642,000 | 11,252,000 | 13,807,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,976,000 | 7,642,000 | 11,252,000 | 13,807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,431,000 | 124,096,000 | 127,706,000 | 128,262,000 |
| Total capital | 130,707,000 | 126,204,000 | 129,815,000 | 130,340,000 |
| Risk-weighted assets | 288,589,000 | 299,692,000 | 301,297,000 | 300,819,000 |