Call reports 2011
CITIZENS 1ST BANK — 2011
What CITIZENS 1ST BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 740,371,000 | 753,010,000 | 783,861,000 | 798,697,000 |
| Total loans | 236,454,000 | 231,832,000 | 223,784,000 | 215,742,000 |
| Allowance for loan losses | 1,843,000 | 1,986,000 | 2,195,000 | 2,252,000 |
| Securities available for sale | 485,175,000 | 490,337,000 | 539,686,000 | 553,456,000 |
| Securities held to maturity | 305,000 | 305,000 | 305,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,583,000 | 447,353,000 | 468,599,000 | 478,691,000 |
| Interest-bearing deposits | 413,278,000 | 411,253,000 | 427,588,000 | 437,003,000 |
| Noninterest-bearing deposits | 32,305,000 | 36,100,000 | 41,011,000 | 41,688,000 |
| Equity capital | 122,967,000 | 133,655,000 | 141,028,000 | 142,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,266,000 | 17,094,000 | 25,837,000 | 34,136,000 |
| Interest expense | 2,434,000 | 4,798,000 | 7,062,000 | 9,172,000 |
| Net interest income | 5,832,000 | 12,296,000 | 18,775,000 | 24,964,000 |
| Noninterest income | 325,000 | 514,000 | 756,000 | 1,065,000 |
| Noninterest expense | 1,400,000 | 2,897,000 | 4,496,000 | 6,433,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 825,000 |
| Pretax income | 4,532,000 | 9,463,000 | 14,371,000 | 18,782,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,532,000 | 9,463,000 | 14,371,000 | 18,782,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,692,000 | 116,635,000 | 121,541,000 | 124,455,000 |
| Total capital | 113,535,000 | 118,621,000 | 123,737,000 | 126,707,000 |
| Risk-weighted assets | 300,159,000 | 302,582,000 | 301,293,000 | 299,107,000 |