Call report 2004Q4
CITIZENS 1ST BANK — 2004Q4
The 22 measures CITIZENS 1ST BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 614,458,000 | USD | evidence → |
| Total loans | 189,855,000 | USD | evidence → |
| Allowance for loan losses | 528,000 | USD | evidence → |
| Securities available for sale | 400,715,000 | USD | evidence → |
| Securities held to maturity | 469,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 276,988,000 | USD | evidence → |
| Interest-bearing deposits | 251,927,000 | USD | evidence → |
| Noninterest-bearing deposits | 25,061,000 | USD | evidence → |
| Equity capital | 87,995,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 35,236,000 | USD | evidence → |
| Interest expense | 16,940,000 | USD | evidence → |
| Net interest income | 18,296,000 | USD | evidence → |
| Noninterest income | 894,000 | USD | evidence → |
| Noninterest expense | 5,489,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 13,831,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 13,831,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 86,702,000 | USD | evidence → |
| Total capital | 87,230,000 | USD | evidence → |
| Risk-weighted assets | 231,197,000 | USD | evidence → |