Call reports 2001
CITIZENS 1ST BANK — 2001
What CITIZENS 1ST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 494,866,000 | 496,087,000 | 505,755,000 | 604,909,000 |
| Total loans | 222,568,000 | 223,015,000 | 224,294,000 | 217,091,000 |
| Allowance for loan losses | 439,000 | 437,000 | 436,000 | 445,000 |
| Securities available for sale | 242,333,000 | 254,243,000 | 260,333,000 | 331,726,000 |
| Securities held to maturity | 469,000 | 469,000 | 469,000 | 469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 245,209,000 | 247,572,000 | 258,517,000 | 277,218,000 |
| Interest-bearing deposits | 227,719,000 | 227,831,000 | 238,943,000 | 254,253,000 |
| Noninterest-bearing deposits | 17,490,000 | 19,741,000 | 19,574,000 | 22,965,000 |
| Equity capital | 70,696,000 | 73,106,000 | 75,429,000 | 74,881,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,318,000 | 19,195,000 | 28,733,000 | 38,594,000 |
| Interest expense | 5,595,000 | 11,130,000 | 16,570,000 | 22,113,000 |
| Net interest income | 3,723,000 | 8,065,000 | 12,163,000 | 16,481,000 |
| Noninterest income | 302,000 | 441,000 | 596,000 | 783,000 |
| Noninterest expense | 1,145,000 | 2,438,000 | 6,889,000 | 8,505,000 |
| Provision for loan losses | 0 | 80,000 | 80,000 | 120,000 |
| Pretax income | 2,880,000 | 5,990,000 | 5,792,000 | 8,641,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,880,000 | 5,990,000 | 5,792,000 | 8,641,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,301,000 | 67,413,000 | 67,215,000 | 68,564,000 |
| Total capital | 67,740,000 | 67,850,000 | 67,651,000 | 69,009,000 |
| Risk-weighted assets | 222,203,000 | 230,755,000 | 233,268,000 | 244,510,000 |