Call reports 2015
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2015
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 553,444,000 | 578,151,000 | 584,478,000 | 655,142,000 |
| Total loans | 399,561,000 | 424,913,000 | 442,958,000 | 462,505,000 |
| Allowance for loan losses | 3,522,000 | 3,426,000 | 3,556,000 | 3,558,000 |
| Securities available for sale | 56,496,000 | 64,438,000 | 61,299,000 | 58,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,838,000 | 536,414,000 | 541,693,000 | 611,462,000 |
| Interest-bearing deposits | 312,225,000 | 317,037,000 | 303,420,000 | 599,073,000 |
| Noninterest-bearing deposits | 198,614,000 | 219,377,000 | 238,273,000 | 12,389,000 |
| Equity capital | 41,463,000 | 40,658,000 | 41,425,000 | 42,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,706,000 | 9,563,000 | 14,687,000 | 19,836,000 |
| Interest expense | 234,000 | 464,000 | 683,000 | 912,000 |
| Net interest income | 4,472,000 | 9,099,000 | 14,004,000 | 18,924,000 |
| Noninterest income | 672,000 | 1,447,000 | 2,218,000 | 3,005,000 |
| Noninterest expense | 3,761,000 | 7,531,000 | 11,340,000 | 15,067,000 |
| Provision for loan losses | 90,000 | 180,000 | 225,000 | 225,000 |
| Pretax income | 1,839,000 | 3,381,000 | 5,217,000 | 7,197,000 |
| Income tax | 22,000 | 46,000 | 95,000 | 136,000 |
| Net income | 1,817,000 | 3,335,000 | 5,122,000 | 7,061,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,800,000 | 40,223,000 | 40,653,000 | 42,312,000 |
| Total capital | 44,322,000 | 43,649,000 | 44,209,000 | 45,870,000 |
| Risk-weighted assets | 381,022,000 | 408,165,000 | 433,432,000 | 452,900,000 |