Call reports 2014
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2014
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 542,344,000 | 523,938,000 | 540,104,000 | 562,847,000 |
| Total loans | 394,913,000 | 396,796,000 | 387,796,000 | 400,408,000 |
| Allowance for loan losses | 3,310,000 | 3,174,000 | 3,318,000 | 3,329,000 |
| Securities available for sale | 64,216,000 | 62,038,000 | 79,927,000 | 78,725,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 503,425,000 | 484,872,000 | 498,324,000 | 522,032,000 |
| Interest-bearing deposits | 314,179,000 | 301,149,000 | 294,982,000 | 312,416,000 |
| Noninterest-bearing deposits | 189,246,000 | 183,723,000 | 203,342,000 | 209,616,000 |
| Equity capital | 37,709,000 | 37,863,000 | 38,510,000 | 39,909,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,763,000 | 9,663,000 | 14,469,000 | 19,221,000 |
| Interest expense | 266,000 | 516,000 | 763,000 | 1,012,000 |
| Net interest income | 4,497,000 | 9,147,000 | 13,706,000 | 18,209,000 |
| Noninterest income | 573,000 | 1,212,000 | 1,895,000 | 2,557,000 |
| Noninterest expense | 4,152,000 | 7,814,000 | 10,827,000 | 14,711,000 |
| Provision for loan losses | 75,000 | 209,000 | 339,000 | 339,000 |
| Pretax income | 1,233,000 | 2,726,000 | 4,825,000 | 6,214,000 |
| Income tax | 22,000 | 44,000 | 65,000 | 87,000 |
| Net income | 1,211,000 | 2,682,000 | 4,760,000 | 6,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,225,000 | 37,022,000 | 38,343,000 | 39,530,000 |
| Total capital | 40,535,000 | 40,196,000 | 41,661,000 | 42,859,000 |
| Risk-weighted assets | 381,987,000 | 386,768,000 | 368,982,000 | 383,316,000 |