Call reports 2013
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2013
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 626,008,000 | 615,330,000 | 589,035,000 | 562,572,000 |
| Total loans | 386,365,000 | 387,406,000 | 388,715,000 | 387,450,000 |
| Allowance for loan losses | 3,673,000 | 3,014,000 | 3,051,000 | 4,207,000 |
| Securities available for sale | 67,875,000 | 71,637,000 | 66,761,000 | 63,104,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,421,000 | 573,969,000 | 550,493,000 | 524,934,000 |
| Interest-bearing deposits | 353,565,000 | 322,971,000 | 313,794,000 | 312,501,000 |
| Noninterest-bearing deposits | 228,856,000 | 250,998,000 | 236,699,000 | 212,434,000 |
| Equity capital | 38,139,000 | 35,908,000 | 37,245,000 | 36,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,809,000 | 9,693,000 | 14,587,000 | 19,447,000 |
| Interest expense | 427,000 | 778,000 | 1,085,000 | 1,370,000 |
| Net interest income | 4,382,000 | 8,915,000 | 13,502,000 | 18,077,000 |
| Noninterest income | 1,414,000 | 2,874,000 | 4,333,000 | 5,244,000 |
| Noninterest expense | 3,841,000 | 7,933,000 | 11,901,000 | 15,705,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 1,675,000 |
| Pretax income | 1,880,000 | 3,706,000 | 5,709,000 | 5,944,000 |
| Income tax | 22,000 | 44,000 | 66,000 | 123,000 |
| Net income | 1,858,000 | 3,662,000 | 5,643,000 | 5,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,839,000 | 35,587,000 | 36,668,000 | 36,535,000 |
| Total capital | 40,512,000 | 38,601,000 | 39,719,000 | 40,742,000 |
| Risk-weighted assets | 376,221,000 | 373,465,000 | 378,447,000 | 375,596,000 |