Call reports 2012
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2012
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 556,168,000 | 562,492,000 | 534,709,000 | 669,486,000 |
| Total loans | 344,351,000 | 349,078,000 | 362,245,000 | 375,368,000 |
| Allowance for loan losses | 3,443,000 | 3,438,000 | 3,493,000 | 3,549,000 |
| Securities available for sale | 52,616,000 | 56,901,000 | 67,655,000 | 66,665,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 508,389,000 | 517,274,000 | 487,358,000 | 620,952,000 |
| Interest-bearing deposits | 336,736,000 | 349,529,000 | 323,956,000 | 400,124,000 |
| Noninterest-bearing deposits | 171,652,000 | 167,745,000 | 163,402,000 | 220,828,000 |
| Equity capital | 35,110,000 | 34,603,000 | 36,488,000 | 37,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,747,000 | 9,674,000 | 14,545,000 | 19,323,000 |
| Interest expense | 733,000 | 1,438,000 | 2,004,000 | 2,566,000 |
| Net interest income | 4,014,000 | 8,236,000 | 12,541,000 | 16,757,000 |
| Noninterest income | 1,061,000 | 2,153,000 | 3,313,000 | 4,676,000 |
| Noninterest expense | 3,391,000 | 6,807,000 | 10,161,000 | 13,421,000 |
| Provision for loan losses | 150,000 | 250,000 | 325,000 | 400,000 |
| Pretax income | 1,648,000 | 3,454,000 | 5,490,000 | 7,726,000 |
| Income tax | 4,000 | 12,000 | 19,000 | 27,000 |
| Net income | 1,644,000 | 3,442,000 | 5,471,000 | 7,699,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,937,000 | 33,296,000 | 34,498,000 | 35,706,000 |
| Total capital | 37,380,000 | 36,734,000 | 37,991,000 | 39,255,000 |
| Risk-weighted assets | 334,908,000 | 342,948,000 | 355,921,000 | 369,605,000 |