Call reports 2011
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2011
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 452,488,000 | 410,769,000 | 435,698,000 | 465,929,000 |
| Total loans | 289,794,000 | 294,371,000 | 321,020,000 | 336,217,000 |
| Allowance for loan losses | 3,253,000 | 3,332,000 | 3,265,000 | 3,348,000 |
| Securities available for sale | 57,520,000 | 52,449,000 | 61,087,000 | 58,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 406,883,000 | 366,120,000 | 389,913,000 | 421,337,000 |
| Interest-bearing deposits | 248,677,000 | 243,189,000 | 261,378,000 | 281,036,000 |
| Noninterest-bearing deposits | 158,206,000 | 122,931,000 | 128,535,000 | 140,302,000 |
| Equity capital | 30,864,000 | 30,951,000 | 31,751,000 | 32,619,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,324,000 | 8,540,000 | 13,024,000 | 17,711,000 |
| Interest expense | 713,000 | 1,427,000 | 2,173,000 | 2,920,000 |
| Net interest income | 3,611,000 | 7,113,000 | 10,851,000 | 14,791,000 |
| Noninterest income | 751,000 | 1,613,000 | 2,636,000 | 3,735,000 |
| Noninterest expense | 3,263,000 | 6,607,000 | 9,737,000 | 13,256,000 |
| Provision for loan losses | 114,000 | 189,000 | 239,000 | 514,000 |
| Pretax income | 985,000 | 1,930,000 | 3,511,000 | 4,756,000 |
| Income tax | 8,000 | 15,000 | 23,000 | 30,000 |
| Net income | 977,000 | 1,915,000 | 3,488,000 | 4,797,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,747,000 | 30,000,000 | 30,843,000 | 31,647,000 |
| Total capital | 34,000,000 | 33,332,000 | 34,109,000 | 34,995,000 |
| Risk-weighted assets | 289,138,000 | 303,787,000 | 321,313,000 | 337,622,000 |