Call reports 2010
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2010
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 421,664,000 | 423,980,000 | 428,262,000 | 434,851,000 |
| Total loans | 285,175,000 | 279,160,000 | 284,036,000 | 309,330,000 |
| Allowance for loan losses | 3,180,000 | 3,140,000 | 3,140,000 | 3,120,000 |
| Securities available for sale | 54,822,000 | 36,766,000 | 62,238,000 | 60,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 375,007,000 | 377,225,000 | 380,552,000 | 390,061,000 |
| Interest-bearing deposits | 284,815,000 | 286,500,000 | 293,219,000 | 255,542,000 |
| Noninterest-bearing deposits | 90,192,000 | 90,725,000 | 87,333,000 | 134,520,000 |
| Equity capital | 28,914,000 | 29,803,000 | 30,238,000 | 30,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,097,000 | 8,227,000 | 12,292,000 | 16,537,000 |
| Interest expense | 875,000 | 1,705,000 | 2,527,000 | 3,340,000 |
| Net interest income | 3,222,000 | 6,522,000 | 9,765,000 | 13,197,000 |
| Noninterest income | 628,000 | 1,294,000 | 1,961,000 | 2,840,000 |
| Noninterest expense | 2,960,000 | 6,125,000 | 9,189,000 | 12,325,000 |
| Provision for loan losses | 225,000 | 225,000 | 225,000 | 575,000 |
| Pretax income | 665,000 | 1,487,000 | 2,333,000 | 3,158,000 |
| Income tax | 11,000 | 21,000 | 32,000 | 0 |
| Net income | 654,000 | 1,466,000 | 2,301,000 | 3,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,534,000 | 29,557,000 | 29,668,000 | 30,172,000 |
| Total capital | 32,714,000 | 32,697,000 | 32,808,000 | 33,292,000 |
| Risk-weighted assets | 285,403,000 | 275,474,000 | 281,488,000 | 305,645,000 |