Call reports 2009
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2009
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 366,214,000 | 383,943,000 | 411,241,000 | 453,491,000 |
| Total loans | 295,409,000 | 285,162,000 | 277,921,000 | 284,516,000 |
| Allowance for loan losses | 3,546,000 | 2,104,000 | 2,827,000 | 3,004,000 |
| Securities available for sale | 36,783,000 | 35,926,000 | 39,246,000 | 56,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 320,880,000 | 336,216,000 | 358,086,000 | 410,725,000 |
| Interest-bearing deposits | 244,704,000 | 257,762,000 | 282,947,000 | 306,488,000 |
| Noninterest-bearing deposits | 76,175,000 | 78,453,000 | 75,139,000 | 104,237,000 |
| Equity capital | 27,711,000 | 28,018,000 | 28,285,000 | 28,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,100,000 | 8,304,000 | 12,448,000 | 16,414,000 |
| Interest expense | 843,000 | 1,789,000 | 2,654,000 | 3,608,000 |
| Net interest income | 3,257,000 | 6,515,000 | 9,794,000 | 12,806,000 |
| Noninterest income | 824,000 | 1,414,000 | 1,954,000 | 2,601,000 |
| Noninterest expense | 2,741,000 | 5,553,000 | 8,564,000 | 11,143,000 |
| Provision for loan losses | 150,000 | 400,000 | 1,300,000 | 2,125,000 |
| Pretax income | 1,190,000 | 1,976,000 | 2,663,000 | 2,918,000 |
| Income tax | 15,000 | 31,000 | 47,000 | 63,000 |
| Net income | 1,175,000 | 1,945,000 | 2,616,000 | 2,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,234,000 | 28,189,000 | 28,785,000 | 28,938,000 |
| Total capital | 31,780,000 | 30,293,000 | 31,612,000 | 31,942,000 |
| Risk-weighted assets | 300,627,000 | 292,385,000 | 276,817,000 | 285,295,000 |