Call reports 2008
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2008
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 340,561,000 | 348,627,000 | 343,148,000 | 364,862,000 |
| Total loans | 257,359,000 | 269,014,000 | 273,950,000 | 293,103,000 |
| Allowance for loan losses | 2,194,000 | 2,269,000 | 2,414,000 | 3,466,000 |
| Securities available for sale | 62,654,000 | 58,649,000 | 49,426,000 | 47,549,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,366,000 | 307,627,000 | 281,962,000 | 321,185,000 |
| Interest-bearing deposits | 192,920,000 | 231,964,000 | 205,525,000 | 240,723,000 |
| Noninterest-bearing deposits | 76,445,000 | 75,662,000 | 76,436,000 | 80,461,000 |
| Equity capital | 26,349,000 | 24,512,000 | 25,301,000 | 25,890,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,946,000 | 9,687,000 | 14,359,000 | 18,743,000 |
| Interest expense | 1,268,000 | 2,472,000 | 3,738,000 | 4,749,000 |
| Net interest income | 3,678,000 | 7,215,000 | 10,621,000 | 13,994,000 |
| Noninterest income | 578,000 | 1,199,000 | 1,928,000 | 2,559,000 |
| Noninterest expense | 2,698,000 | 5,395,000 | 8,096,000 | 10,928,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 1,385,000 |
| Pretax income | 1,453,000 | 2,809,000 | 4,138,000 | 4,240,000 |
| Income tax | 3,000 | 19,000 | 35,000 | 49,000 |
| Net income | 1,450,000 | 2,790,000 | 4,103,000 | 4,191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,150,000 | 26,253,000 | 26,780,000 | 26,737,000 |
| Total capital | 28,344,000 | 28,522,000 | 29,194,000 | 30,203,000 |
| Risk-weighted assets | 272,974,000 | 281,737,000 | 278,535,000 | 301,735,000 |