Call reports 2007
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2007
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 290,381,000 | 291,852,000 | 294,472,000 | 310,633,000 |
| Total loans | 241,226,000 | 233,873,000 | 236,595,000 | 242,798,000 |
| Allowance for loan losses | 1,980,000 | 1,851,000 | 1,930,000 | 2,018,000 |
| Securities available for sale | 35,392,000 | 33,913,000 | 41,445,000 | 47,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 254,070,000 | 256,883,000 | 258,155,000 | 269,324,000 |
| Interest-bearing deposits | 187,615,000 | 187,668,000 | 192,406,000 | 188,917,000 |
| Noninterest-bearing deposits | 66,454,000 | 69,216,000 | 65,749,000 | 80,407,000 |
| Equity capital | 23,429,000 | 23,534,000 | 23,920,000 | 25,382,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,473,000 | 11,000,000 | 16,604,000 | 21,939,000 |
| Interest expense | 1,681,000 | 3,342,000 | 5,128,000 | 6,579,000 |
| Net interest income | 3,792,000 | 7,658,000 | 11,476,000 | 15,360,000 |
| Noninterest income | 535,000 | 1,040,000 | 1,561,000 | 2,165,000 |
| Noninterest expense | 2,413,000 | 4,828,000 | 7,431,000 | 10,143,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 1,839,000 | 3,720,000 | 5,381,000 | 7,082,000 |
| Income tax | 38,000 | 75,000 | 80,000 | 80,000 |
| Net income | 1,801,000 | 3,645,000 | 5,301,000 | 7,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,572,000 | 23,678,000 | 23,924,000 | 25,448,000 |
| Total capital | 25,552,000 | 25,529,000 | 25,854,000 | 27,466,000 |
| Risk-weighted assets | 247,376,000 | 247,815,000 | 246,355,000 | 264,970,000 |