Call reports 2006
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2006
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 273,685,000 | 287,077,000 | 291,422,000 | 292,619,000 |
| Total loans | 216,110,000 | 234,405,000 | 235,004,000 | 233,041,000 |
| Allowance for loan losses | 1,852,000 | 2,072,000 | 2,070,000 | 1,900,000 |
| Securities available for sale | 43,434,000 | 36,180,000 | 36,537,000 | 35,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,084,000 | 233,675,000 | 254,492,000 | 238,104,000 |
| Interest-bearing deposits | 153,466,000 | 168,647,000 | 184,311,000 | 172,200,000 |
| Noninterest-bearing deposits | 72,617,000 | 65,028,000 | 70,182,000 | 65,904,000 |
| Equity capital | 20,780,000 | 20,258,000 | 21,296,000 | 22,833,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,506,000 | 9,490,000 | 14,956,000 | 20,411,000 |
| Interest expense | 920,000 | 2,256,000 | 3,968,000 | 5,636,000 |
| Net interest income | 3,586,000 | 7,234,000 | 10,988,000 | 14,775,000 |
| Noninterest income | 251,000 | 559,000 | 888,000 | 1,305,000 |
| Noninterest expense | 1,949,000 | 4,205,000 | 6,571,000 | 8,952,000 |
| Provision for loan losses | 100,000 | 125,000 | 125,000 | 125,000 |
| Pretax income | 1,788,000 | 3,429,000 | 5,180,000 | 6,969,000 |
| Income tax | 38,000 | 75,000 | 113,000 | 150,000 |
| Net income | 1,750,000 | 3,354,000 | 5,067,000 | 6,819,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,230,000 | 20,810,000 | 21,557,000 | 23,030,000 |
| Total capital | 23,082,000 | 22,882,000 | 23,627,000 | 24,930,000 |
| Risk-weighted assets | 214,610,000 | 226,699,000 | 234,725,000 | 228,994,000 |