Call reports 2005
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2005
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 233,710,000 | 250,308,000 | 257,995,000 | 257,728,000 |
| Total loans | 196,204,000 | 205,968,000 | 200,901,000 | 206,992,000 |
| Allowance for loan losses | 1,762,000 | 1,632,000 | 1,707,000 | 1,755,000 |
| Securities available for sale | 25,307,000 | 26,224,000 | 24,221,000 | 33,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 203,337,000 | 220,584,000 | 225,321,000 | 211,244,000 |
| Interest-bearing deposits | 137,884,000 | 146,428,000 | 144,117,000 | 139,264,000 |
| Noninterest-bearing deposits | 65,453,000 | 74,156,000 | 81,204,000 | 71,980,000 |
| Equity capital | 18,233,000 | 18,538,000 | 19,117,000 | 20,577,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,224,000 | 6,818,000 | 10,765,000 | 15,110,000 |
| Interest expense | 410,000 | 915,000 | 1,467,000 | 2,158,000 |
| Net interest income | 2,814,000 | 5,903,000 | 9,298,000 | 12,952,000 |
| Noninterest income | 184,000 | 463,000 | 751,000 | 1,044,000 |
| Noninterest expense | 1,631,000 | 3,308,000 | 5,237,000 | 7,339,000 |
| Provision for loan losses | 25,000 | 100,000 | 175,000 | 225,000 |
| Pretax income | 1,342,000 | 2,958,000 | 4,637,000 | 6,432,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 79,000 |
| Net income | 1,337,000 | 2,947,000 | 4,621,000 | 6,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,448,000 | 18,645,000 | 19,297,000 | 20,838,000 |
| Total capital | 20,210,000 | 20,277,000 | 21,004,000 | 22,593,000 |
| Risk-weighted assets | 190,570,000 | 201,364,000 | 196,626,000 | 204,238,000 |