Call reports 2004
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2004
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 216,207,000 | 227,705,000 | 230,637,000 | 239,386,000 |
| Total loans | 180,781,000 | 177,787,000 | 187,366,000 | 193,528,000 |
| Allowance for loan losses | 1,633,000 | 1,725,000 | 1,774,000 | 1,726,000 |
| Securities available for sale | 25,033,000 | 23,243,000 | 23,956,000 | 34,053,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,645,000 | 197,664,000 | 198,883,000 | 209,453,000 |
| Interest-bearing deposits | 126,919,000 | 133,455,000 | 132,383,000 | 145,542,000 |
| Noninterest-bearing deposits | 52,726,000 | 64,209,000 | 66,500,000 | 63,911,000 |
| Equity capital | 16,801,000 | 16,482,000 | 16,990,000 | 17,997,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,709,000 | 7,305,000 | 10,277,000 |
| Interest expense | 321,000 | 642,000 | 961,000 | 1,354,000 |
| Net interest income | 2,035,000 | 4,067,000 | 6,344,000 | 8,923,000 |
| Noninterest income | 252,000 | 500,000 | 747,000 | 960,000 |
| Noninterest expense | 1,317,000 | 2,720,000 | 4,167,000 | 5,701,000 |
| Provision for loan losses | 25,000 | 100,000 | 150,000 | 150,000 |
| Pretax income | 945,000 | 1,747,000 | 2,774,000 | 4,032,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 940,000 | 1,736,000 | 2,758,000 | 4,010,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,645,000 | 16,551,000 | 17,013,000 | 18,089,000 |
| Total capital | 18,278,000 | 18,276,000 | 18,787,000 | 19,815,000 |
| Risk-weighted assets | 178,591,000 | 180,315,000 | 183,964,000 | 188,810,000 |