Call reports 2003
MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY — 2003
What MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 214,253,000 | 217,942,000 | 226,526,000 | 216,849,000 |
| Total loans | 138,708,000 | 138,280,000 | 157,767,000 | 173,318,000 |
| Allowance for loan losses | 1,745,000 | 1,597,000 | 1,634,000 | 1,634,000 |
| Securities available for sale | 57,919,000 | 43,462,000 | 49,220,000 | 27,642,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,189,000 | 173,369,000 | 176,482,000 | 170,318,000 |
| Interest-bearing deposits | 119,508,000 | 120,343,000 | 133,803,000 | 116,159,000 |
| Noninterest-bearing deposits | 49,681,000 | 53,026,000 | 42,679,000 | 54,159,000 |
| Equity capital | 13,227,000 | 13,477,000 | 16,033,000 | 16,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,188,000 | 4,377,000 | 6,608,000 | 8,906,000 |
| Interest expense | 364,000 | 703,000 | 1,073,000 | 1,402,000 |
| Net interest income | 1,824,000 | 3,674,000 | 5,535,000 | 7,504,000 |
| Noninterest income | 223,000 | 530,000 | 847,000 | 1,094,000 |
| Noninterest expense | 1,220,000 | 2,401,000 | 3,600,000 | 5,016,000 |
| Provision for loan losses | 10,000 | 70,000 | 110,000 | 110,000 |
| Pretax income | 817,000 | 1,733,000 | 2,672,000 | 3,472,000 |
| Income tax | 3,000 | 8,000 | 14,000 | 19,000 |
| Net income | 814,000 | 1,725,000 | 2,658,000 | 3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,065,000 | 13,162,000 | 15,874,000 | 16,568,000 |
| Total capital | 14,810,000 | 14,759,000 | 17,508,000 | 18,202,000 |
| Risk-weighted assets | 147,501,000 | 146,125,000 | 162,611,000 | 173,407,000 |