Call reports 2025
BANK OF MAYSVILLE — 2025
What BANK OF MAYSVILLE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 166,246,000 | 167,423,000 | 162,157,000 | 160,187,000 |
| Total loans | 83,975,000 | 87,966,000 | 88,147,000 | 88,996,000 |
| Allowance for loan losses | 694,000 | 704,000 | 703,000 | 730,000 |
| Securities available for sale | 63,285,000 | 60,266,000 | 60,515,000 | 60,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,817,000 | 137,953,000 | 133,307,000 | 129,503,000 |
| Interest-bearing deposits | 108,989,000 | 111,224,000 | 107,658,000 | 106,495,000 |
| Noninterest-bearing deposits | 25,828,000 | 26,729,000 | 25,649,000 | 23,008,000 |
| Equity capital | 25,388,000 | 26,223,000 | 27,370,000 | 27,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 3,062,000 | 4,702,000 | 6,363,000 |
| Interest expense | 219,000 | 437,000 | 656,000 | 857,000 |
| Net interest income | 1,274,000 | 2,625,000 | 4,046,000 | 5,506,000 |
| Noninterest income | 155,000 | 330,000 | 509,000 | 683,000 |
| Noninterest expense | 886,000 | 1,776,000 | 2,725,000 | 3,664,000 |
| Provision for loan losses | 10,000 | 20,000 | 20,000 | 50,000 |
| Pretax income | 533,000 | 1,159,000 | 1,810,000 | 2,479,000 |
| Income tax | 96,000 | 207,000 | 326,000 | 444,000 |
| Net income | 437,000 | 952,000 | 1,484,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,146,000 | 26,391,000 | 26,923,000 | 27,054,000 |
| Total capital | 26,854,000 | 27,109,000 | 27,640,000 | 27,794,000 |
| Risk-weighted assets | 91,589,000 | 94,204,000 | 93,588,000 | 94,048,000 |