Call reports 2024
BANK OF MAYSVILLE — 2024
What BANK OF MAYSVILLE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 157,631,000 | 156,732,000 | 155,909,000 | 156,265,000 |
| Total loans | 77,548,000 | 77,595,000 | 81,154,000 | 84,165,000 |
| Allowance for loan losses | 683,000 | 673,000 | 674,000 | 685,000 |
| Securities available for sale | 67,365,000 | 64,121,000 | 65,375,000 | 62,710,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,296,000 | 130,673,000 | 128,079,000 | 126,828,000 |
| Interest-bearing deposits | 108,464,000 | 108,229,000 | 104,890,000 | 103,933,000 |
| Noninterest-bearing deposits | 21,832,000 | 22,444,000 | 23,189,000 | 22,895,000 |
| Equity capital | 22,997,000 | 23,005,000 | 25,041,000 | 24,512,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,654,000 | 4,069,000 | 5,504,000 |
| Interest expense | 232,000 | 460,000 | 649,000 | 841,000 |
| Net interest income | 1,073,000 | 2,194,000 | 3,420,000 | 4,663,000 |
| Noninterest income | 155,000 | 340,000 | 516,000 | 740,000 |
| Noninterest expense | 843,000 | 1,713,000 | 2,569,000 | 3,418,000 |
| Provision for loan losses | 0 | -10,000 | -5,000 | 10,000 |
| Pretax income | 383,000 | 819,000 | 1,360,000 | 1,960,000 |
| Income tax | 55,000 | 123,000 | 219,000 | 331,000 |
| Net income | 328,000 | 696,000 | 1,141,000 | 1,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,918,000 | 25,094,000 | 25,539,000 | 25,709,000 |
| Total capital | 25,605,000 | 25,781,000 | 26,227,000 | 26,408,000 |
| Risk-weighted assets | 85,087,000 | 86,426,000 | 87,957,000 | 90,511,000 |