Call reports 2023
BANK OF MAYSVILLE — 2023
What BANK OF MAYSVILLE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 157,904,000 | 156,413,000 | 157,024,000 | 158,594,000 |
| Total loans | 75,535,000 | 76,726,000 | 78,078,000 | 76,608,000 |
| Allowance for loan losses | 677,000 | 677,000 | 677,000 | 682,000 |
| Securities available for sale | 68,173,000 | 66,795,000 | 64,911,000 | 68,525,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,092,000 | 133,911,000 | 133,338,000 | 132,168,000 |
| Interest-bearing deposits | 112,496,000 | 111,170,000 | 110,099,000 | 108,291,000 |
| Noninterest-bearing deposits | 22,596,000 | 22,741,000 | 23,239,000 | 23,877,000 |
| Equity capital | 21,595,000 | 21,129,000 | 20,464,000 | 23,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,197,000 | 2,432,000 | 3,719,000 | 5,021,000 |
| Interest expense | 71,000 | 187,000 | 366,000 | 588,000 |
| Net interest income | 1,126,000 | 2,245,000 | 3,353,000 | 4,433,000 |
| Noninterest income | 171,000 | 355,000 | 530,000 | 716,000 |
| Noninterest expense | 887,000 | 1,771,000 | 2,628,000 | 3,469,000 |
| Provision for loan losses | -11,000 | -11,000 | -11,000 | -4,000 |
| Pretax income | 410,000 | 829,000 | 1,255,000 | 1,680,000 |
| Income tax | 58,000 | 117,000 | 170,000 | 235,000 |
| Net income | 352,000 | 712,000 | 1,085,000 | 1,445,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,013,000 | 24,181,000 | 24,554,000 | 24,590,000 |
| Total capital | 24,701,000 | 24,869,000 | 25,242,000 | 25,276,000 |
| Risk-weighted assets | 83,481,000 | 85,449,000 | 86,085,000 | 83,707,000 |