Call reports 2020
BANK OF MAYSVILLE — 2020
What BANK OF MAYSVILLE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,160,000 | 141,216,000 | 142,089,000 | 145,469,000 |
| Total loans | 74,878,000 | 76,003,000 | 76,166,000 | 76,231,000 |
| Allowance for loan losses | 680,000 | 673,000 | 674,000 | 678,000 |
| Securities available for sale | 43,099,000 | 46,726,000 | 52,705,000 | 54,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,561,000 | 113,719,000 | 114,535,000 | 117,674,000 |
| Interest-bearing deposits | 85,702,000 | 91,874,000 | 91,853,000 | 95,199,000 |
| Noninterest-bearing deposits | 17,859,000 | 21,845,000 | 22,682,000 | 22,475,000 |
| Equity capital | 24,850,000 | 25,325,000 | 25,621,000 | 25,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,192,000 | 3,261,000 | 4,320,000 |
| Interest expense | 83,000 | 158,000 | 224,000 | 284,000 |
| Net interest income | 1,005,000 | 2,034,000 | 3,037,000 | 4,036,000 |
| Noninterest income | 164,000 | 298,000 | 434,000 | 636,000 |
| Noninterest expense | 819,000 | 1,635,000 | 2,466,000 | 3,306,000 |
| Provision for loan losses | 10,000 | 10,000 | 10,000 | 15,000 |
| Pretax income | 340,000 | 687,000 | 995,000 | 1,411,000 |
| Income tax | 43,000 | 87,000 | 121,000 | 202,000 |
| Net income | 297,000 | 600,000 | 874,000 | 1,209,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,968,000 | 22,079,000 | 22,353,000 | 22,424,000 |
| Total capital | 22,648,000 | 22,752,000 | 23,027,000 | 23,102,000 |
| Risk-weighted assets | 75,715,000 | 81,256,000 | 80,512,000 | 80,873,000 |