Call reports 2019
BANK OF MAYSVILLE — 2019
What BANK OF MAYSVILLE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 129,839,000 | 127,298,000 | 127,004,000 | 129,418,000 |
| Total loans | 75,166,000 | 75,102,000 | 76,640,000 | 74,597,000 |
| Allowance for loan losses | 667,000 | 669,000 | 679,000 | 672,000 |
| Securities available for sale | 37,918,000 | 39,438,000 | 38,770,000 | 39,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,537,000 | 100,303,000 | 99,814,000 | 101,923,000 |
| Interest-bearing deposits | 85,869,000 | 82,883,000 | 81,724,000 | 84,796,000 |
| Noninterest-bearing deposits | 17,668,000 | 17,420,000 | 18,090,000 | 17,127,000 |
| Equity capital | 24,501,000 | 24,890,000 | 25,301,000 | 25,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,193,000 | 3,298,000 | 4,389,000 |
| Interest expense | 70,000 | 144,000 | 223,000 | 310,000 |
| Net interest income | 1,018,000 | 2,049,000 | 3,075,000 | 4,079,000 |
| Noninterest income | 165,000 | 327,000 | 496,000 | 662,000 |
| Noninterest expense | 795,000 | 1,615,000 | 2,410,000 | 3,196,000 |
| Provision for loan losses | 10,000 | 10,000 | 20,000 | 20,000 |
| Pretax income | 378,000 | 751,000 | 1,141,000 | 1,525,000 |
| Income tax | 150,000 | 202,000 | 257,000 | 310,000 |
| Net income | 228,000 | 549,000 | 884,000 | 1,215,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,140,000 | 22,269,000 | 22,604,000 | 22,671,000 |
| Total capital | 22,807,000 | 22,938,000 | 23,283,000 | 23,343,000 |
| Risk-weighted assets | 75,377,000 | 74,995,000 | 76,385,000 | 75,155,000 |