Call reports 2018
BANK OF MAYSVILLE — 2018
What BANK OF MAYSVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 127,201,000 | 125,981,000 | 126,423,000 | 125,860,000 |
| Total loans | 75,087,000 | 75,496,000 | 76,578,000 | 75,322,000 |
| Allowance for loan losses | 636,000 | 661,000 | 642,000 | 654,000 |
| Securities available for sale | 38,082,000 | 39,785,000 | 38,885,000 | 38,048,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,989,000 | 101,403,000 | 99,731,000 | 99,967,000 |
| Interest-bearing deposits | 85,345,000 | 83,602,000 | 83,349,000 | 83,308,000 |
| Noninterest-bearing deposits | 17,644,000 | 17,801,000 | 16,382,000 | 16,659,000 |
| Equity capital | 23,635,000 | 23,731,000 | 23,985,000 | 23,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,030,000 | 2,079,000 | 3,166,000 | 4,251,000 |
| Interest expense | 40,000 | 81,000 | 128,000 | 195,000 |
| Net interest income | 990,000 | 1,998,000 | 3,038,000 | 4,056,000 |
| Noninterest income | 293,000 | 471,000 | 751,000 | 930,000 |
| Noninterest expense | 814,000 | 1,590,000 | 2,410,000 | 3,251,000 |
| Provision for loan losses | 10,000 | 35,000 | 50,000 | 75,000 |
| Pretax income | 459,000 | 844,000 | 1,330,000 | 1,661,000 |
| Income tax | 72,000 | 131,000 | 211,000 | 258,000 |
| Net income | 387,000 | 713,000 | 1,119,000 | 1,403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,796,000 | 21,906,000 | 22,312,000 | 21,912,000 |
| Total capital | 22,432,000 | 22,567,000 | 22,954,000 | 22,566,000 |
| Risk-weighted assets | 73,559,000 | 73,882,000 | 75,079,000 | 73,936,000 |