Call reports 2016
BANK OF MAYSVILLE — 2016
What BANK OF MAYSVILLE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 125,111,000 | 127,111,000 | 122,676,000 | 124,197,000 |
| Total loans | 68,458,000 | 68,035,000 | 66,683,000 | 66,043,000 |
| Allowance for loan losses | 550,000 | 554,000 | 576,000 | 560,000 |
| Securities available for sale | 40,874,000 | 41,883,000 | 41,062,000 | 41,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,877,000 | 102,233,000 | 97,866,000 | 100,552,000 |
| Interest-bearing deposits | 84,183,000 | 86,096,000 | 81,989,000 | 84,334,000 |
| Noninterest-bearing deposits | 16,694,000 | 16,137,000 | 15,877,000 | 16,218,000 |
| Equity capital | 22,874,000 | 23,183,000 | 23,275,000 | 22,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 985,000 | 1,952,000 | 2,910,000 | 3,857,000 |
| Interest expense | 45,000 | 90,000 | 132,000 | 170,000 |
| Net interest income | 940,000 | 1,862,000 | 2,778,000 | 3,687,000 |
| Noninterest income | 183,000 | 370,000 | 570,000 | 756,000 |
| Noninterest expense | 787,000 | 1,549,000 | 2,335,000 | 3,094,000 |
| Provision for loan losses | 10,000 | 35,000 | 65,000 | 70,000 |
| Pretax income | 326,000 | 648,000 | 1,003,000 | 1,334,000 |
| Income tax | 77,000 | 152,000 | 236,000 | 310,000 |
| Net income | 249,000 | 496,000 | 767,000 | 1,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,064,000 | 20,161,000 | 20,432,000 | 20,449,000 |
| Total capital | 20,614,000 | 20,715,000 | 21,008,000 | 21,009,000 |
| Risk-weighted assets | 66,701,000 | 67,053,000 | 65,985,000 | 66,060,000 |