Call reports 2015
BANK OF MAYSVILLE — 2015
What BANK OF MAYSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 118,906,000 | 121,484,000 | 119,332,000 | 122,620,000 |
| Total loans | 66,594,000 | 66,017,000 | 66,565,000 | 68,588,000 |
| Allowance for loan losses | 529,000 | 545,000 | 554,000 | 544,000 |
| Securities available for sale | 36,824,000 | 40,707,000 | 39,967,000 | 40,251,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,343,000 | 97,849,000 | 95,258,000 | 98,438,000 |
| Interest-bearing deposits | 80,451,000 | 81,409,000 | 79,558,000 | 81,478,000 |
| Noninterest-bearing deposits | 14,892,000 | 16,440,000 | 15,700,000 | 16,960,000 |
| Equity capital | 22,276,000 | 22,136,000 | 22,600,000 | 22,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 943,000 | 1,887,000 | 2,851,000 | 3,820,000 |
| Interest expense | 51,000 | 100,000 | 145,000 | 191,000 |
| Net interest income | 892,000 | 1,787,000 | 2,706,000 | 3,629,000 |
| Noninterest income | 141,000 | 333,000 | 513,000 | 688,000 |
| Noninterest expense | 746,000 | 1,491,000 | 2,245,000 | 3,021,000 |
| Provision for loan losses | 10,000 | 26,000 | 35,000 | 25,000 |
| Pretax income | 277,000 | 603,000 | 939,000 | 1,315,000 |
| Income tax | 60,000 | 137,000 | 217,000 | 310,000 |
| Net income | 217,000 | 466,000 | 722,000 | 1,005,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,568,000 | 19,637,000 | 19,893,000 | 19,815,000 |
| Total capital | 20,097,000 | 20,182,000 | 20,447,000 | 20,359,000 |
| Risk-weighted assets | 64,128,000 | 64,183,000 | 64,125,000 | 66,174,000 |