Call reports 2014
BANK OF MAYSVILLE — 2014
What BANK OF MAYSVILLE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,536,000 | 116,623,000 | 113,875,000 | 116,025,000 |
| Total loans | 62,296,000 | 62,169,000 | 65,338,000 | 65,582,000 |
| Allowance for loan losses | 564,000 | 564,000 | 579,000 | 584,000 |
| Securities available for sale | 41,035,000 | 42,003,000 | 38,568,000 | 35,913,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,208,000 | 93,549,000 | 90,709,000 | 92,580,000 |
| Interest-bearing deposits | 83,151,000 | 79,020,000 | 76,453,000 | 78,684,000 |
| Noninterest-bearing deposits | 15,057,000 | 14,529,000 | 14,256,000 | 13,896,000 |
| Equity capital | 21,215,000 | 21,563,000 | 21,798,000 | 21,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 923,000 | 1,866,000 | 2,816,000 | 3,771,000 |
| Interest expense | 62,000 | 121,000 | 176,000 | 231,000 |
| Net interest income | 861,000 | 1,745,000 | 2,640,000 | 3,540,000 |
| Noninterest income | 134,000 | 290,000 | 481,000 | 638,000 |
| Noninterest expense | 741,000 | 1,459,000 | 2,184,000 | 2,926,000 |
| Provision for loan losses | 10,000 | 10,000 | 30,000 | 25,000 |
| Pretax income | 244,000 | 588,000 | 921,000 | 1,299,000 |
| Income tax | 47,000 | 125,000 | 202,000 | 296,000 |
| Net income | 197,000 | 463,000 | 719,000 | 1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,965,000 | 19,050,000 | 19,306,000 | 19,351,000 |
| Total capital | 19,529,000 | 19,614,000 | 19,885,000 | 19,935,000 |
| Risk-weighted assets | 61,098,000 | 59,340,000 | 61,247,000 | 60,915,000 |