Call reports 2013
BANK OF MAYSVILLE — 2013
What BANK OF MAYSVILLE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 118,507,000 | 114,832,000 | 116,251,000 | 117,331,000 |
| Total loans | 62,249,000 | 62,616,000 | 63,074,000 | 61,786,000 |
| Allowance for loan losses | 527,000 | 572,000 | 572,000 | 560,000 |
| Securities available for sale | 40,898,000 | 40,025,000 | 40,194,000 | 39,237,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,546,000 | 92,715,000 | 94,040,000 | 95,054,000 |
| Interest-bearing deposits | 82,024,000 | 79,917,000 | 81,363,000 | 81,103,000 |
| Noninterest-bearing deposits | 13,522,000 | 12,798,000 | 12,677,000 | 13,951,000 |
| Equity capital | 21,477,000 | 20,684,000 | 20,980,000 | 20,799,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 960,000 | 1,944,000 | 2,906,000 | 3,842,000 |
| Interest expense | 71,000 | 139,000 | 206,000 | 272,000 |
| Net interest income | 889,000 | 1,805,000 | 2,700,000 | 3,570,000 |
| Noninterest income | 153,000 | 321,000 | 484,000 | 646,000 |
| Noninterest expense | 749,000 | 1,459,000 | 2,178,000 | 2,910,000 |
| Provision for loan losses | 15,000 | 60,000 | 75,000 | 63,000 |
| Pretax income | 278,000 | 628,000 | 952,000 | 1,286,000 |
| Income tax | 57,000 | 135,000 | 208,000 | 285,000 |
| Net income | 221,000 | 493,000 | 744,000 | 1,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,491,000 | 18,523,000 | 18,774,000 | 18,767,000 |
| Total capital | 19,018,000 | 19,095,000 | 19,346,000 | 19,327,000 |
| Risk-weighted assets | 60,635,000 | 59,776,000 | 60,298,000 | 59,784,000 |