Call reports 2012
BANK OF MAYSVILLE — 2012
What BANK OF MAYSVILLE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 121,381,000 | 116,984,000 | 116,610,000 | 117,765,000 |
| Total loans | 60,836,000 | 60,322,000 | 62,895,000 | 63,246,000 |
| Allowance for loan losses | 588,000 | 605,000 | 613,000 | 600,000 |
| Securities available for sale | 43,137,000 | 44,671,000 | 42,622,000 | 39,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,461,000 | 93,612,000 | 92,974,000 | 94,518,000 |
| Interest-bearing deposits | 83,579,000 | 80,626,000 | 80,361,000 | 81,166,000 |
| Noninterest-bearing deposits | 14,882,000 | 12,986,000 | 12,613,000 | 13,352,000 |
| Equity capital | 21,506,000 | 21,599,000 | 21,949,000 | 21,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,029,000 | 2,012,000 | 3,018,000 | 4,015,000 |
| Interest expense | 89,000 | 174,000 | 257,000 | 335,000 |
| Net interest income | 940,000 | 1,838,000 | 2,761,000 | 3,680,000 |
| Noninterest income | 206,000 | 374,000 | 536,000 | 673,000 |
| Noninterest expense | 828,000 | 1,622,000 | 2,376,000 | 3,162,000 |
| Provision for loan losses | 0 | 25,000 | 30,000 | 40,000 |
| Pretax income | 327,000 | 612,000 | 970,000 | 1,300,000 |
| Income tax | 73,000 | 128,000 | 210,000 | 284,000 |
| Net income | 254,000 | 484,000 | 760,000 | 1,016,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,492,000 | 18,482,000 | 18,758,000 | 18,270,000 |
| Total capital | 19,080,000 | 19,087,000 | 19,371,000 | 18,870,000 |
| Risk-weighted assets | 58,913,000 | 60,224,000 | 60,586,000 | 59,614,000 |