Call reports 2011
BANK OF MAYSVILLE — 2011
What BANK OF MAYSVILLE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 115,600,000 | 120,827,000 | 118,983,000 | 117,781,000 |
| Total loans | 58,567,000 | 60,234,000 | 60,592,000 | 60,032,000 |
| Allowance for loan losses | 616,000 | 618,000 | 612,000 | 615,000 |
| Securities available for sale | 39,722,000 | 41,503,000 | 44,159,000 | 39,349,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,789,000 | 98,053,000 | 96,081,000 | 94,685,000 |
| Interest-bearing deposits | 82,685,000 | 85,680,000 | 83,565,000 | 82,408,000 |
| Noninterest-bearing deposits | 11,104,000 | 12,373,000 | 12,516,000 | 12,277,000 |
| Equity capital | 20,485,000 | 20,845,000 | 21,261,000 | 21,324,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,113,000 | 2,233,000 | 3,320,000 | 4,400,000 |
| Interest expense | 123,000 | 240,000 | 355,000 | 457,000 |
| Net interest income | 990,000 | 1,993,000 | 2,965,000 | 3,943,000 |
| Noninterest income | 159,000 | 318,000 | 572,000 | 728,000 |
| Noninterest expense | 816,000 | 1,616,000 | 2,438,000 | 3,289,000 |
| Provision for loan losses | 0 | 0 | 30,000 | 30,000 |
| Pretax income | 333,000 | 695,000 | 1,137,000 | 1,441,000 |
| Income tax | 74,000 | 157,000 | 269,000 | 333,000 |
| Net income | 259,000 | 538,000 | 868,000 | 1,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,893,000 | 17,932,000 | 18,262,000 | 18,238,000 |
| Total capital | 18,509,000 | 18,550,000 | 18,874,000 | 18,853,000 |
| Risk-weighted assets | 56,608,000 | 58,078,000 | 58,670,000 | 57,760,000 |