Call reports 2010
BANK OF MAYSVILLE — 2010
What BANK OF MAYSVILLE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 111,759,000 | 113,097,000 | 111,251,000 | 113,035,000 |
| Total loans | 62,120,000 | 60,475,000 | 60,447,000 | 58,288,000 |
| Allowance for loan losses | 610,000 | 627,000 | 636,000 | 620,000 |
| Securities available for sale | 31,124,000 | 36,454,000 | 36,098,000 | 34,952,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,073,000 | 90,906,000 | 88,708,000 | 91,189,000 |
| Interest-bearing deposits | 78,095,000 | 78,628,000 | 78,063,000 | 80,001,000 |
| Noninterest-bearing deposits | 11,978,000 | 12,278,000 | 10,645,000 | 11,188,000 |
| Equity capital | 20,236,000 | 20,230,000 | 20,674,000 | 20,145,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,188,000 | 2,375,000 | 3,554,000 | 4,689,000 |
| Interest expense | 156,000 | 302,000 | 446,000 | 589,000 |
| Net interest income | 1,032,000 | 2,073,000 | 3,108,000 | 4,100,000 |
| Noninterest income | 176,000 | 382,000 | 566,000 | 731,000 |
| Noninterest expense | 808,000 | 1,587,000 | 2,379,000 | 3,185,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 370,000 | 808,000 | 1,205,000 | 1,559,000 |
| Income tax | 89,000 | 201,000 | 295,000 | 373,000 |
| Net income | 281,000 | 607,000 | 910,000 | 1,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,472,000 | 17,319,000 | 17,621,000 | 17,634,000 |
| Total capital | 18,082,000 | 17,946,000 | 18,257,000 | 18,254,000 |
| Risk-weighted assets | 59,763,000 | 58,714,000 | 59,450,000 | 55,566,000 |