Call reports 2009
BANK OF MAYSVILLE — 2009
What BANK OF MAYSVILLE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 111,260,000 | 109,931,000 | 108,893,000 | 110,947,000 |
| Total loans | 65,637,000 | 64,619,000 | 63,864,000 | 64,043,000 |
| Allowance for loan losses | 645,000 | 632,000 | 605,000 | 624,000 |
| Securities available for sale | 26,165,000 | 27,101,000 | 29,763,000 | 29,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,047,000 | 88,322,000 | 87,423,000 | 89,462,000 |
| Interest-bearing deposits | 77,788,000 | 76,430,000 | 76,727,000 | 78,192,000 |
| Noninterest-bearing deposits | 12,259,000 | 11,892,000 | 10,696,000 | 11,270,000 |
| Equity capital | 20,134,000 | 19,558,000 | 20,043,000 | 19,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,341,000 | 2,635,000 | 3,838,000 | 5,058,000 |
| Interest expense | 272,000 | 503,000 | 713,000 | 891,000 |
| Net interest income | 1,069,000 | 2,132,000 | 3,125,000 | 4,167,000 |
| Noninterest income | 188,000 | 392,000 | 590,000 | 692,000 |
| Noninterest expense | 888,000 | 1,730,000 | 2,500,000 | 3,256,000 |
| Provision for loan losses | 40,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 329,000 | 735,000 | 1,126,000 | 1,494,000 |
| Income tax | 72,000 | 174,000 | 269,000 | 357,000 |
| Net income | 257,000 | 561,000 | 857,000 | 1,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,332,000 | 16,856,000 | 17,152,000 | 17,192,000 |
| Total capital | 17,977,000 | 17,488,000 | 17,757,000 | 17,816,000 |
| Risk-weighted assets | 61,605,000 | 60,436,000 | 59,427,000 | 60,763,000 |