Call reports 2008
BANK OF MAYSVILLE — 2008
What BANK OF MAYSVILLE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 111,772,000 | 112,107,000 | 111,010,000 | 109,516,000 |
| Total loans | 65,693,000 | 66,592,000 | 67,106,000 | 67,181,000 |
| Allowance for loan losses | 642,000 | 646,000 | 601,000 | 614,000 |
| Securities available for sale | 28,448,000 | 31,325,000 | 31,368,000 | 26,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,408,000 | 89,719,000 | 88,085,000 | 88,228,000 |
| Interest-bearing deposits | 75,922,000 | 75,223,000 | 76,046,000 | 77,109,000 |
| Noninterest-bearing deposits | 13,486,000 | 14,496,000 | 12,039,000 | 11,119,000 |
| Equity capital | 20,049,000 | 19,477,000 | 19,722,000 | 19,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,507,000 | 2,948,000 | 4,383,000 | 5,765,000 |
| Interest expense | 466,000 | 884,000 | 1,281,000 | 1,625,000 |
| Net interest income | 1,041,000 | 2,064,000 | 3,102,000 | 4,140,000 |
| Noninterest income | 216,000 | 440,000 | 603,000 | 919,000 |
| Noninterest expense | 843,000 | 1,673,000 | 2,499,000 | 3,324,000 |
| Provision for loan losses | 30,000 | 70,000 | 110,000 | 144,000 |
| Pretax income | 384,000 | 761,000 | 1,101,000 | 1,596,000 |
| Income tax | 93,000 | 177,000 | 260,000 | 392,000 |
| Net income | 291,000 | 584,000 | 841,000 | 1,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,242,000 | 16,935,000 | 17,192,000 | 17,075,000 |
| Total capital | 17,884,000 | 17,581,000 | 17,793,000 | 17,689,000 |
| Risk-weighted assets | 61,028,000 | 62,024,000 | 62,769,000 | 62,277,000 |