Call reports 2007
BANK OF MAYSVILLE — 2007
What BANK OF MAYSVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 107,935,000 | 110,276,000 | 105,411,000 | 106,778,000 |
| Total loans | 63,789,000 | 65,031,000 | 66,947,000 | 67,331,000 |
| Allowance for loan losses | 688,000 | 680,000 | 678,000 | 613,000 |
| Securities available for sale | 29,741,000 | 30,511,000 | 28,905,000 | 27,113,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,994,000 | 86,907,000 | 83,154,000 | 84,469,000 |
| Interest-bearing deposits | 71,605,000 | 72,540,000 | 71,134,000 | 72,617,000 |
| Noninterest-bearing deposits | 13,389,000 | 14,367,000 | 12,020,000 | 11,852,000 |
| Equity capital | 19,877,000 | 19,911,000 | 19,628,000 | 19,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,489,000 | 3,016,000 | 4,558,000 | 6,097,000 |
| Interest expense | 498,000 | 1,038,000 | 1,570,000 | 2,077,000 |
| Net interest income | 991,000 | 1,978,000 | 2,988,000 | 4,020,000 |
| Noninterest income | 194,000 | 445,000 | 651,000 | 883,000 |
| Noninterest expense | 812,000 | 1,609,000 | 2,412,000 | 3,212,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 30,000 |
| Pretax income | 373,000 | 814,000 | 1,217,000 | 1,653,000 |
| Income tax | 88,000 | 203,000 | 299,000 | 411,000 |
| Net income | 285,000 | 611,000 | 918,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,351,000 | 17,503,000 | 17,036,000 | 16,947,000 |
| Total capital | 18,039,000 | 18,183,000 | 17,714,000 | 17,560,000 |
| Risk-weighted assets | 58,723,000 | 60,033,000 | 59,796,000 | 60,424,000 |