Call reports 2006
BANK OF MAYSVILLE — 2006
What BANK OF MAYSVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 110,540,000 | 106,996,000 | 106,618,000 | 105,340,000 |
| Total loans | 64,992,000 | 64,421,000 | 64,578,000 | 64,350,000 |
| Allowance for loan losses | 692,000 | 715,000 | 712,000 | 688,000 |
| Securities available for sale | 28,503,000 | 28,414,000 | 27,608,000 | 27,193,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,956,000 | 84,468,000 | 83,746,000 | 82,314,000 |
| Interest-bearing deposits | 74,038,000 | 71,562,000 | 70,978,000 | 70,107,000 |
| Noninterest-bearing deposits | 13,918,000 | 12,906,000 | 12,768,000 | 12,207,000 |
| Equity capital | 19,339,000 | 18,941,000 | 19,474,000 | 19,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,402,000 | 2,834,000 | 4,259,000 | 5,720,000 |
| Interest expense | 397,000 | 819,000 | 1,264,000 | 1,731,000 |
| Net interest income | 1,005,000 | 2,015,000 | 2,995,000 | 3,989,000 |
| Noninterest income | 214,000 | 512,000 | 689,000 | 866,000 |
| Noninterest expense | 788,000 | 1,571,000 | 2,368,000 | 3,091,000 |
| Provision for loan losses | 12,000 | 24,000 | 24,000 | 24,000 |
| Pretax income | 419,000 | 932,000 | 1,292,000 | 1,735,000 |
| Income tax | 101,000 | 234,000 | 315,000 | 425,000 |
| Net income | 318,000 | 698,000 | 977,000 | 1,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,948,000 | 16,674,000 | 16,960,000 | 17,060,000 |
| Total capital | 17,640,000 | 17,389,000 | 17,672,000 | 17,748,000 |
| Risk-weighted assets | 59,834,000 | 58,964,000 | 59,106,000 | 58,588,000 |