Call reports 2005
BANK OF MAYSVILLE — 2005
What BANK OF MAYSVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 110,579,000 | 108,776,000 | 108,411,000 | 108,942,000 |
| Total loans | 65,106,000 | 66,605,000 | 67,202,000 | 66,684,000 |
| Allowance for loan losses | 703,000 | 699,000 | 698,000 | 704,000 |
| Securities available for sale | 34,141,000 | 32,469,000 | 28,383,000 | 27,947,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,395,000 | 87,704,000 | 85,841,000 | 86,290,000 |
| Interest-bearing deposits | 76,706,000 | 74,827,000 | 73,372,000 | 73,927,000 |
| Noninterest-bearing deposits | 13,689,000 | 12,877,000 | 12,469,000 | 12,363,000 |
| Equity capital | 18,561,000 | 18,919,000 | 19,072,000 | 19,099,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,681,000 | 4,049,000 | 5,420,000 |
| Interest expense | 266,000 | 583,000 | 921,000 | 1,294,000 |
| Net interest income | 1,058,000 | 2,098,000 | 3,128,000 | 4,126,000 |
| Noninterest income | 202,000 | 439,000 | 626,000 | 827,000 |
| Noninterest expense | 861,000 | 1,628,000 | 2,382,000 | 3,106,000 |
| Provision for loan losses | 0 | 0 | 0 | 45,000 |
| Pretax income | 399,000 | 908,000 | 1,322,000 | 1,752,000 |
| Income tax | 90,000 | 217,000 | 314,000 | 421,000 |
| Net income | 309,000 | 691,000 | 1,008,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,027,000 | 16,169,000 | 16,493,000 | 16,622,000 |
| Total capital | 16,730,000 | 16,868,000 | 17,191,000 | 17,326,000 |
| Risk-weighted assets | 60,014,000 | 60,425,000 | 60,985,000 | 60,615,000 |