Call reports 2004
BANK OF MAYSVILLE — 2004
What BANK OF MAYSVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 112,638,000 | 110,153,000 | 108,977,000 | 110,800,000 |
| Total loans | 60,674,000 | 63,014,000 | 64,324,000 | 64,060,000 |
| Allowance for loan losses | 762,000 | 688,000 | 704,000 | 704,000 |
| Securities available for sale | 38,015,000 | 36,063,000 | 35,539,000 | 34,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,049,000 | 90,350,000 | 88,138,000 | 90,171,000 |
| Interest-bearing deposits | 78,589,000 | 77,322,000 | 75,775,000 | 76,982,000 |
| Noninterest-bearing deposits | 13,460,000 | 13,028,000 | 12,363,000 | 13,189,000 |
| Equity capital | 18,469,000 | 17,958,000 | 18,785,000 | 18,586,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,658,000 | 3,991,000 | 5,324,000 |
| Interest expense | 306,000 | 591,000 | 867,000 | 1,138,000 |
| Net interest income | 1,016,000 | 2,067,000 | 3,124,000 | 4,186,000 |
| Noninterest income | 203,000 | 418,000 | 631,000 | 688,000 |
| Noninterest expense | 802,000 | 1,591,000 | 2,375,000 | 3,168,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 401,000 | 863,000 | 1,333,000 | 1,644,000 |
| Income tax | 81,000 | 183,000 | 292,000 | 364,000 |
| Net income | 320,000 | 680,000 | 1,041,000 | 1,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,096,000 | 15,338,000 | 15,706,000 | 15,712,000 |
| Total capital | 15,834,000 | 16,026,000 | 16,410,000 | 16,416,000 |
| Risk-weighted assets | 59,007,000 | 59,512,000 | 59,728,000 | 59,718,000 |