Call reports 2001
BANK OF MAYSVILLE — 2001
What BANK OF MAYSVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 107,064,000 | 106,157,000 | 106,977,000 | 107,695,000 |
| Total loans | 64,932,000 | 63,923,000 | 62,122,000 | 59,367,000 |
| Allowance for loan losses | 777,000 | 773,000 | 732,000 | 742,000 |
| Securities available for sale | 26,635,000 | 27,688,000 | 30,857,000 | 31,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,839,000 | 88,586,000 | 88,569,000 | 89,560,000 |
| Interest-bearing deposits | 78,060,000 | 78,420,000 | 77,704,000 | 77,704,000 |
| Noninterest-bearing deposits | 11,779,000 | 10,166,000 | 10,865,000 | 11,856,000 |
| Equity capital | 14,841,000 | 15,025,000 | 15,657,000 | 15,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,839,000 | 3,650,000 | 5,410,000 | 7,081,000 |
| Interest expense | 889,000 | 1,760,000 | 2,540,000 | 3,163,000 |
| Net interest income | 950,000 | 1,890,000 | 2,870,000 | 3,918,000 |
| Noninterest income | 191,000 | 391,000 | 578,000 | 796,000 |
| Noninterest expense | 736,000 | 1,457,000 | 2,203,000 | 2,920,000 |
| Provision for loan losses | 30,000 | 60,000 | 97,000 | 167,000 |
| Pretax income | 374,000 | 763,000 | 1,147,000 | 1,625,000 |
| Income tax | 79,000 | 159,000 | 244,000 | 362,000 |
| Net income | 295,000 | 604,000 | 903,000 | 1,263,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,728,000 | 11,965,000 | 12,311,000 | 12,520,000 |
| Total capital | 12,452,000 | 12,692,000 | 13,035,000 | 13,230,000 |
| Risk-weighted assets | 57,491,000 | 58,109,000 | 57,947,000 | 56,798,000 |