Call reports 2025
STATE BANK — 2025
What STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 301,085,000 | 305,727,000 | 304,179,000 | 303,919,000 |
| Total loans | 176,760,000 | 184,511,000 | 191,753,000 | 201,031,000 |
| Allowance for loan losses | 2,410,000 | 2,468,000 | 2,515,000 | 2,881,000 |
| Securities available for sale | 60,884,000 | 59,218,000 | 59,774,000 | 55,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,937,000 | 259,881,000 | 260,798,000 | 260,719,000 |
| Interest-bearing deposits | 221,518,000 | 220,956,000 | 218,792,000 | 218,626,000 |
| Noninterest-bearing deposits | 34,419,000 | 38,925,000 | 42,006,000 | 42,093,000 |
| Equity capital | 19,527,000 | 20,113,000 | 22,132,000 | 21,863,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,431,000 | 7,062,000 | 11,017,000 | 14,702,000 |
| Interest expense | 1,663,000 | 3,221,000 | 4,785,000 | 6,285,000 |
| Net interest income | 1,768,000 | 3,841,000 | 6,232,000 | 8,417,000 |
| Noninterest income | 280,000 | 1,637,000 | 1,991,000 | 2,749,000 |
| Noninterest expense | 1,876,000 | 4,123,000 | 6,174,000 | 8,417,000 |
| Provision for loan losses | 0 | 57,000 | 107,000 | 477,000 |
| Pretax income | 94,000 | 1,220,000 | 1,864,000 | 2,194,000 |
| Income tax | -1,000 | 286,000 | 437,000 | 502,000 |
| Net income | 95,000 | 934,000 | 1,427,000 | 1,692,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,227,000 | 27,065,000 | 27,560,000 | 26,823,000 |
| Total capital | 28,637,000 | 29,533,000 | 30,076,000 | 29,704,000 |
| Risk-weighted assets | 236,206,000 | 247,111,000 | 253,370,000 | 261,794,000 |