Call reports 2024
STATE BANK — 2024
What STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 312,829,000 | 324,719,000 | 315,406,000 | 306,592,000 |
| Total loans | 182,478,000 | 179,794,000 | 178,329,000 | 179,481,000 |
| Allowance for loan losses | 2,719,000 | 3,332,000 | 2,488,000 | 2,478,000 |
| Securities available for sale | 79,987,000 | 76,239,000 | 73,627,000 | 70,367,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,377,000 | 252,430,000 | 244,572,000 | 251,845,000 |
| Interest-bearing deposits | 207,677,000 | 217,984,000 | 209,328,000 | 218,229,000 |
| Noninterest-bearing deposits | 32,700,000 | 34,446,000 | 35,244,000 | 33,616,000 |
| Equity capital | 17,907,000 | 17,607,000 | 20,117,000 | 19,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,376,000 | 6,818,000 | 10,489,000 | 14,100,000 |
| Interest expense | 1,711,000 | 3,485,000 | 5,353,000 | 7,188,000 |
| Net interest income | 1,665,000 | 3,333,000 | 5,136,000 | 6,912,000 |
| Noninterest income | 268,000 | 578,000 | 889,000 | 1,182,000 |
| Noninterest expense | 1,842,000 | 3,691,000 | 5,469,000 | 7,260,000 |
| Provision for loan losses | 0 | 620,000 | 1,330,000 | 1,330,000 |
| Pretax income | 91,000 | -400,000 | -774,000 | -496,000 |
| Income tax | -8,000 | -13,000 | -325,000 | -300,000 |
| Net income | 99,000 | -387,000 | -449,000 | -196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,427,000 | 24,940,000 | 25,879,000 | 26,132,000 |
| Total capital | 28,146,000 | 27,916,000 | 28,368,000 | 28,610,000 |
| Risk-weighted assets | 239,702,000 | 237,723,000 | 234,324,000 | 235,802,000 |