Call reports 2023
STATE BANK — 2023
What STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 335,626,000 | 319,350,000 | 315,126,000 | 321,877,000 |
| Total loans | 191,873,000 | 188,190,000 | 186,305,000 | 185,311,000 |
| Allowance for loan losses | 2,612,000 | 2,748,000 | 2,732,000 | 2,731,000 |
| Securities available for sale | 86,689,000 | 79,705,000 | 80,416,000 | 82,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,100,000 | 239,783,000 | 236,518,000 | 240,216,000 |
| Interest-bearing deposits | 199,599,000 | 202,326,000 | 199,621,000 | 206,421,000 |
| Noninterest-bearing deposits | 37,501,000 | 37,457,000 | 36,897,000 | 33,795,000 |
| Equity capital | 16,901,000 | 16,832,000 | 15,834,000 | 18,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,903,000 | 6,096,000 | 9,362,000 | 12,731,000 |
| Interest expense | 1,008,000 | 2,415,000 | 3,879,000 | 5,466,000 |
| Net interest income | 1,895,000 | 3,681,000 | 5,483,000 | 7,265,000 |
| Noninterest income | 276,000 | 576,000 | 858,000 | 1,129,000 |
| Noninterest expense | 2,112,000 | 3,766,000 | 5,445,000 | 7,394,000 |
| Provision for loan losses | 90,000 | 225,000 | 225,000 | 225,000 |
| Pretax income | -31,000 | 266,000 | 671,000 | 775,000 |
| Income tax | -42,000 | 8,000 | 83,000 | 80,000 |
| Net income | 11,000 | 258,000 | 588,000 | 695,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,217,000 | 25,466,000 | 25,797,000 | 25,327,000 |
| Total capital | 27,829,000 | 28,214,000 | 28,529,000 | 28,058,000 |
| Risk-weighted assets | 248,540,000 | 245,680,000 | 244,232,000 | 242,209,000 |