Call reports 2022
STATE BANK — 2022
What STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 312,110,000 | 300,956,000 | 310,119,000 | 313,905,000 |
| Total loans | 150,926,000 | 168,694,000 | 184,025,000 | 185,420,000 |
| Allowance for loan losses | 2,489,000 | 2,356,000 | 2,454,000 | 2,527,000 |
| Securities available for sale | 99,928,000 | 92,573,000 | 88,639,000 | 88,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 249,909,000 | 248,523,000 | 234,596,000 | 234,648,000 |
| Interest-bearing deposits | 211,370,000 | 209,873,000 | 195,697,000 | 194,231,000 |
| Noninterest-bearing deposits | 38,539,000 | 38,650,000 | 38,899,000 | 40,417,000 |
| Equity capital | 19,230,000 | 14,631,000 | 15,590,000 | 16,716,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,022,000 | 4,246,000 | 6,704,000 | 9,424,000 |
| Interest expense | 495,000 | 980,000 | 1,515,000 | 2,217,000 |
| Net interest income | 1,527,000 | 3,266,000 | 5,189,000 | 7,207,000 |
| Noninterest income | 290,000 | 559,000 | 961,000 | 1,230,000 |
| Noninterest expense | 1,756,000 | 3,511,000 | 5,170,000 | 6,957,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 175,000 |
| Pretax income | 61,000 | 314,000 | 880,000 | 1,305,000 |
| Income tax | -24,000 | 6,000 | 133,000 | 218,000 |
| Net income | 85,000 | 308,000 | 747,000 | 1,087,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,102,000 | 23,326,000 | 25,514,000 | 25,208,000 |
| Total capital | 25,591,000 | 25,682,000 | 27,968,000 | 27,735,000 |
| Risk-weighted assets | 217,096,000 | 243,553,000 | 254,181,000 | 243,992,000 |