Call reports 2021
STATE BANK — 2021
What STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 290,700,000 | 296,129,000 | 296,797,000 | 305,960,000 |
| Total loans | 142,555,000 | 151,632,000 | 149,086,000 | 147,232,000 |
| Allowance for loan losses | 2,336,000 | 2,377,000 | 2,491,000 | 2,489,000 |
| Securities available for sale | 46,674,000 | 81,893,000 | 88,798,000 | 108,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,861,000 | 228,618,000 | 229,126,000 | 239,536,000 |
| Interest-bearing deposits | 191,934,000 | 194,797,000 | 194,686,000 | 202,243,000 |
| Noninterest-bearing deposits | 32,927,000 | 33,821,000 | 34,440,000 | 37,293,000 |
| Equity capital | 23,800,000 | 24,011,000 | 24,279,000 | 23,449,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,326,000 | 4,468,000 | 6,494,000 | 8,498,000 |
| Interest expense | 562,000 | 1,152,000 | 1,721,000 | 2,245,000 |
| Net interest income | 1,764,000 | 3,316,000 | 4,773,000 | 6,253,000 |
| Noninterest income | 537,000 | 1,012,000 | 1,428,000 | 1,785,000 |
| Noninterest expense | 1,809,000 | 3,565,000 | 5,273,000 | 7,071,000 |
| Provision for loan losses | 0 | 40,000 | 82,000 | 82,000 |
| Pretax income | 492,000 | 758,000 | 881,000 | 920,000 |
| Income tax | -19,000 | 149,000 | 173,000 | 128,000 |
| Net income | 511,000 | 609,000 | 708,000 | 792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,217,000 | 23,316,000 | 23,415,000 | 23,019,000 |
| Total capital | 25,553,000 | 25,693,000 | 25,906,000 | 25,508,000 |
| Risk-weighted assets | 198,021,000 | 216,400,000 | 221,815,000 | 229,351,000 |