Call reports 2020
STATE BANK — 2020
What STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 201,329,000 | 222,089,000 | 229,085,000 | 236,590,000 |
| Total loans | 130,587,000 | 133,917,000 | 141,953,000 | 140,231,000 |
| Allowance for loan losses | 2,248,000 | 2,245,000 | 2,245,000 | 2,244,000 |
| Securities available for sale | 30,724,000 | 36,278,000 | 51,074,000 | 48,907,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,421,000 | 170,192,000 | 177,125,000 | 180,815,000 |
| Interest-bearing deposits | 134,020,000 | 141,650,000 | 149,013,000 | 151,615,000 |
| Noninterest-bearing deposits | 21,401,000 | 28,542,000 | 28,112,000 | 29,200,000 |
| Equity capital | 17,794,000 | 19,628,000 | 19,941,000 | 23,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,228,000 | 3,960,000 | 5,795,000 | 7,661,000 |
| Interest expense | 543,000 | 1,109,000 | 1,690,000 | 2,260,000 |
| Net interest income | 1,685,000 | 2,851,000 | 4,105,000 | 5,401,000 |
| Noninterest income | 312,000 | 1,089,000 | 1,568,000 | 2,161,000 |
| Noninterest expense | 1,481,000 | 2,850,000 | 4,291,000 | 5,936,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 516,000 | 1,090,000 | 1,382,000 | 1,626,000 |
| Income tax | 119,000 | 251,000 | 309,000 | 356,000 |
| Net income | 397,000 | 839,000 | 1,073,000 | 1,270,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,481,000 | 18,922,000 | 19,157,000 | 22,706,000 |
| Total capital | 20,453,000 | 20,997,000 | 21,402,000 | 24,950,000 |
| Risk-weighted assets | 157,486,000 | 165,908,000 | 182,267,000 | 185,070,000 |