Call reports 2019
STATE BANK — 2019
What STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 174,469,000 | 178,530,000 | 190,275,000 | 195,645,000 |
| Total loans | 117,106,000 | 122,322,000 | 128,147,000 | 129,605,000 |
| Allowance for loan losses | 1,836,000 | 1,924,000 | 1,924,000 | 1,937,000 |
| Securities available for sale | 18,695,000 | 18,218,000 | 24,643,000 | 32,611,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,754,000 | 134,338,000 | 145,709,000 | 150,992,000 |
| Interest-bearing deposits | 110,364,000 | 112,982,000 | 123,785,000 | 128,024,000 |
| Noninterest-bearing deposits | 20,390,000 | 21,356,000 | 21,924,000 | 22,968,000 |
| Equity capital | 15,565,000 | 15,928,000 | 16,187,000 | 16,015,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,630,000 | 3,385,000 | 5,212,000 | 7,107,000 |
| Interest expense | 343,000 | 762,000 | 1,242,000 | 1,772,000 |
| Net interest income | 1,287,000 | 2,623,000 | 3,970,000 | 5,335,000 |
| Noninterest income | 227,000 | 490,000 | 767,000 | 1,101,000 |
| Noninterest expense | 1,270,000 | 2,629,000 | 4,021,000 | 5,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 244,000 | 484,000 | 716,000 | 983,000 |
| Income tax | 48,000 | 93,000 | 140,000 | 193,000 |
| Net income | 196,000 | 391,000 | 576,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,786,000 | 15,942,000 | 16,127,000 | 16,083,000 |
| Total capital | 17,448,000 | 17,716,000 | 17,995,000 | 18,020,000 |
| Risk-weighted assets | 132,787,000 | 141,774,000 | 149,450,000 | 155,378,000 |