Call reports 2017
STATE BANK — 2017
What STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,090,000 | 158,856,000 | 156,466,000 | 164,969,000 |
| Total loans | 108,325,000 | 109,920,000 | 111,434,000 | 112,531,000 |
| Allowance for loan losses | 1,446,000 | 1,546,000 | 1,637,000 | 1,719,000 |
| Securities available for sale | 20,592,000 | 20,200,000 | 18,231,000 | 17,220,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,297,000 | 132,840,000 | 130,425,000 | 129,560,000 |
| Interest-bearing deposits | 117,094,000 | 116,793,000 | 113,339,000 | 113,084,000 |
| Noninterest-bearing deposits | 16,203,000 | 16,047,000 | 17,086,000 | 16,476,000 |
| Equity capital | 14,234,000 | 14,462,000 | 14,515,000 | 14,319,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,654,000 | 4,068,000 | 5,554,000 |
| Interest expense | 258,000 | 523,000 | 790,000 | 1,058,000 |
| Net interest income | 1,035,000 | 2,131,000 | 3,278,000 | 4,496,000 |
| Noninterest income | 238,000 | 470,000 | 610,000 | 881,000 |
| Noninterest expense | 1,130,000 | 2,323,000 | 3,478,000 | 4,669,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 200,000 |
| Pretax income | 83,000 | 198,000 | 282,000 | 560,000 |
| Income tax | -3,000 | 5,000 | 9,000 | 225,000 |
| Net income | 86,000 | 193,000 | 273,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,188,000 | 14,165,000 | 14,245,000 | 14,139,000 |
| Total capital | 15,592,000 | 15,640,000 | 15,747,000 | 15,663,000 |
| Risk-weighted assets | 112,273,000 | 117,925,000 | 119,946,000 | 121,708,000 |